negative equity
英 [ˌneɡətɪv ˈekwəti]
美 [ˌneɡətɪv ˈekwəti]
n. 资产负值, 负资产 (资产值低于抵押款)
牛津词典
noun
- 资产负值, 负资产 (资产值低于抵押款)
the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank
柯林斯词典
- 负资产
If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.
双语例句
- Furthermore, the stabilisation of property prices has relieved, to a large extent, the problem of negative equity.
此外,房地产价格的回稳亦大大纾缓了负资产的问题。 - Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
研究负资产对按揭贷款拖欠还款风险概率的影响,以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。 - With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
当投资者受到房价不断下跌和(某些情况下)负资产日益上升的困扰时,股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。 - The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
数量庞大且不断增多的负资产房屋业主,会增加违约及丧失赎质权的比例,并因此将推动价格螺旋下跌。 - The resulting economic shrinkage is leaving large swathes of property in negative equity.
随之而来的经济萎缩,使大量房地产都变成了负资产。 - What is required is action by the president and Congress: to help homeowners with negative equity and businesses that cannot get credit, to remove the threat of higher tax rates, and reduce the out-year fiscal deficits.
现在需要的是总统和国会采取行动:向拥有负资产净值的住房所有者和无法获得信贷的企业伸出援手,消除加税的威胁,并削减未来几个财年的财政赤字。 - House prices have fallen for five years, forcing many home owners into the negative equity pit.
楼价连跌五年,不少业主身陷负资产困局。 - By stopping the downward overshooting of house prices, the mortgage replacement programme would help all homeowners, including those who now have negative equity.
通过阻止房价过度下跌,抵押置换计划将帮助所有房屋业主(包括目前持负资产者)。 - Voters still hold their own politicians to account for the insecurities that flow from interdependence. Blaming someone else offers insufficient answer to the homeowners trapped in negative equity or to depositors or creditors in a failing bank.
选民们仍然要求自己的政客对相互依赖所带来的不安全局面负责。对陷入负资产困境的房主或破产银行的存款人或债权人来说,怪罪另一个人也不不足以解决他们的问题。 - Met representatives of the coalition of sandwich class housing to discuss the problem of negative equity, interest rate for second mortgage loans and penalties.
与夹屋大联盟的代表会面,讨论有关负资产问题和二按息率及罚款的问题。